The First DAO-Governed Stablecoin Protocol
Meet USDx – A decentralized, transparent, and censorship-resistant stablecoin, pegged 1:1 to the USD and backed by Bitcoin.
Stablecoins Need a Revolution
Today's most-used stablecoins—like USDT and USDC—are centralized, vulnerable to censorship, and often lack transparency. Meanwhile, over $800B in Bitcoin liquidity remains underutilized in DeFi.
Introducing USDx
A decentralized, transparent, and censorship-resistant stablecoin, pegged 1:1 to the USD and backed by Bitcoin.
BTC secured via Zero-Knowledge Proofs, PSBTs, and Taproot technology.
No single point of failure. Governed by the community.
On-chain, verifiable collateral. No issuer risk. Just code, math, and Bitcoin.
Simple, Secure, Decentralized
USDx minting with up to 66% BTC collateral. Redeem your BTC by repaying in USDx plus a small fee.
Lock BTC
Lock BTC in the vault
Mint USDx
Up to 66% Loan-to-Value
Use USDx
Across DeFi or settle payments
Unlock BTC
By repaying USDx plus fee
Auto-liquidation
If BTC price drops below threshold
Real-World Applications
USDx solves real problems for businesses and individuals around the world.
In underbanked or high-risk jurisdictions where traditional banking is limited or unavailable.
Trading and liquidity for Bitcoin-native tokens and digital artifacts.
In USD-deficit economies where access to dollars is limited or expensive.
Put your Bitcoin to work while maintaining exposure to its price appreciation.
Conservative Web3 gateway for BTC holders looking to explore decentralized finance.
Fast, low-cost international transfers without traditional banking intermediaries.
A Complete DeFi Solution
Xylem DAO is building a comprehensive ecosystem for Bitcoin-backed stablecoins.
Community-driven decision making for protocol parameters, upgrades, and treasury management.
The core infrastructure that secures Bitcoin collateral and manages the minting and burning of USDx.
Trade USDx and other assets with low fees, high security, and no centralized intermediaries.
Institutional-grade services for businesses looking to integrate USDx into their operations.
Our Journey Forward
Xylem DAO has an ambitious roadmap to revolutionize Bitcoin-backed stablecoins.
Launch DAO governance
Community-driven decision making for protocol parameters
MVP for USDx and Xylem Protocol
First version of the Bitcoin-backed stablecoin
Beta for Decentralized Exchange
Initial trading platform for USDx and other assets
Launch user wallet with QR payments
Mobile-friendly wallet for everyday USDx usage
Fiat ramps in multiple countries
Thailand, Turkey, Vietnam, and Russia
USDx Pro and B2B integrations
Local currencies, futures, and enterprise solutions
The Right Solution at the Right Time
Xylem DAO is uniquely positioned to revolutionize the stablecoin market.
Bitcoin is ready. The market is primed for a decentralized, Bitcoin-backed stablecoin.
Experts from Binance, IBM, UC Berkeley, Sber, and more with deep experience in crypto and finance.
Advanced cryptography meets real-world DeFi utility, creating a secure and usable platform.
Global appetite for decentralized USD stablecoins that can't be censored or controlled by central entities.
Untapped BTC liquidity — over $800B waiting to be utilized in DeFi applications.
A truly decentralized financial system that leverages Bitcoin's security and liquidity.
Join the Future of Stablecoins
Secure, borderless, Bitcoin-native money is here. Xylem DAO – Rooted in Bitcoin. Built for DeFi.